All Outputs (4)

The effect of diversification on bank performance in dual banking system (2020)
Journal Article
Hamid, F. S. (2020). The effect of diversification on bank performance in dual banking system. International Journal of Monetary Economics and Finance, 13(5), 446-470. https://doi.org/10.1504/IJMEF.2020.110555

This study analyses the impact of banks' diversification strategies on their risk-adjusted performance using the sample of commercial banks in 22 Muslim countries with dual banking system during 2000-2016. Islamic banks' performance is more strongly... Read More about The effect of diversification on bank performance in dual banking system.

Financial literacy, money management skill and credit card repayments (2020)
Journal Article
Hamid, F. S., & Loke, Y. J. (2021). Financial literacy, money management skill and credit card repayments. International Journal of Consumer Studies, 45(2), 235-247. https://doi.org/10.1111/ijcs.12614

This paper studies the relationship between socio-economic factors, financial literacy, money management skill, overspending and impulsiveness on credit card repayment decisions. Analysis based on a sample of 451 credit card users in Malaysia showed... Read More about Financial literacy, money management skill and credit card repayments.

Competition, diversification and performance in dual banking: A panel VAR analysis (2020)
Journal Article
Sahul Hamid, F., & Ibrahim, M. H. (2021). Competition, diversification and performance in dual banking: A panel VAR analysis. Economic Research-Ekonomska Istrazivanja, 34(1), 194-220. https://doi.org/10.1080/1331677X.2020.1782242

This article investigates the dynamic relationship among competition, diversification and bank performance using data for 18 countries with a dual banking system over the period 2000 to 2016. Analyses using panel vector autoregression (P.V.A.R.) mode... Read More about Competition, diversification and performance in dual banking: A panel VAR analysis.

Bank lending and the business cycle: Does ownership matter in ASEAN countries? (2020)
Journal Article
Sahul Hamid, F. (2020). Bank lending and the business cycle: Does ownership matter in ASEAN countries?. Journal of Asian Economics, 66, 101153. https://doi.org/10.1016/j.asieco.2019.101153

We analyze the lending cyclicality of 213 ASEAN commercial banks over the period 2001–2015. The findings indicate that lending by private banks is procyclical while lending by state banks is countercyclical. Long-term liabilities also move countercyc... Read More about Bank lending and the business cycle: Does ownership matter in ASEAN countries?.