All Outputs (3)

Determinants of microenterprise performance among microcredit clients in urban areas of Malaysia (2023)
Journal Article
Sahul Hamid, F. (2023). Determinants of microenterprise performance among microcredit clients in urban areas of Malaysia. Akademika, 93(2), 103-114. https://doi.org/10.17576/akad-2023-9302-09

As one of the anti-poverty instruments, the potential of microenterprise in improving livelihoods through the promotion of self-employment activities and micro-entrepreneurship appears to have been increasing over time including in Malaysia. Therefor... Read More about Determinants of microenterprise performance among microcredit clients in urban areas of Malaysia.

Behavioural biases and credit card repayments among Malaysians (2023)
Journal Article
Sahul Hamid, F., & Md Harizan, S. H. (2023). Behavioural biases and credit card repayments among Malaysians. International Journal of Banking and Finance, 18(2), 53-78. https://doi.org/10.32890/ijbf2023.18.2.3

Analyses done using the survey response of 451 credit cardholders in the northern region of West Malaysia have shown that credit cardholder repayment pattern differed based on their demographic profile. Specifically, the study found that credit cardh... Read More about Behavioural biases and credit card repayments among Malaysians.

Determinants of financial resilience: Insights from an emerging economy (2023)
Journal Article
Hamid, F. S., Loke, Y. J., & Chin, P. N. (2023). Determinants of financial resilience: Insights from an emerging economy. Journal of Social and Economic Development, 25(2), 479-499. https://doi.org/10.1007/s40847-023-00239-y

The Organisation for Economic Co-operation and Development Financial Literacy Survey of 2018 response is used to study the impact of financial knowledge, financial inclusion, and socio-demographic characteristics on financial resilience. The measurem... Read More about Determinants of financial resilience: Insights from an emerging economy.