All Outputs (6)

Section 127 of the National Credit Act: A form of statutory repudiation – how it modifies the common law (2016)
Journal Article

The interpretative and practical implications of the National Credit Act’s 173 sections, the schedules and regulations are still being seen and will be seen for many years to come, especially as the legal environment absorbs various amendments and re... Read More about Section 127 of the National Credit Act: A form of statutory repudiation – how it modifies the common law.

A short discussion on the effects of the in duplum rule upon commencement of litigation and afterjudgment: A view both 'inside' and 'outside' the National Credit Act (2010)
Journal Article

It has repeatedly been confirmed by the courts that the in duplum rule forms part of South African law, and more recently section 103(5) of the National Credit Act 34 of 2005 has concretized the rule into statutory form. This note examines the effect... Read More about A short discussion on the effects of the in duplum rule upon commencement of litigation and afterjudgment: A view both 'inside' and 'outside' the National Credit Act.

Beware the provider of reckless credit (2009)
Journal Article

Reckless lending is, conceptually, new to the South African legal system. Credit providers in South Africa must now be aware of what will turn them into reckless lenders and avoid practices which may lead them to suffer the legislative consequences.... Read More about Beware the provider of reckless credit.

What does the national credit regulator regulate? (2008)
Journal Article

The National Credit Act, 34 of 2005, replaced the previous consumer credit dispensation in South Africa established by the Usury Act 73 of 1968 and the Credit Agreements Act 75 of 1980. While the new Act is quite far-reaching, the administrative task... Read More about What does the national credit regulator regulate?.

A limit on the limit on interest? The in duplum rule and the public policy backdrop (2006)
Journal Article

The preponderence of the reckless consumer - The National Credit Bill 2005 (2006)
Journal Article