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The digital revolution in financial inclusion: international development in the fintech era

Gabor, Daniela; Brooks, Sally


Sally Brooks


© 2016 Informa UK Limited, trading as Taylor & Francis Group. This paper examines the growing importance of digital-based financial inclusion as a form of organising development interventions through networks of state institutions, international development organisations, philanthropic investment and fintech companies. The fintech–philanthropy–development complex generates digital ecosystems that map, expand and monetise digital footprints. Its ‘know thy (irrational) customer’ vision combines behavioural economics with predictive algorithms to accelerate access to, and monitor engagement with, finance. The digital revolution adds new layers to the material cultures of financial(ised) inclusion, offering the state new ways of expanding the inclusion of the ‘legible’, and global finance new forms of ‘profiling’ poor households into generators of financial assets.


Gabor, D., & Brooks, S. (2017). The digital revolution in financial inclusion: international development in the fintech era. New Political Economy, 22(4), 423-436.

Journal Article Type Article
Acceptance Date Nov 7, 2016
Online Publication Date Nov 28, 2016
Publication Date Jul 4, 2017
Journal New Political Economy
Print ISSN 1356-3467
Electronic ISSN 1469-9923
Publisher Taylor & Francis (Routledge)
Peer Reviewed Peer Reviewed
Volume 22
Issue 4
Pages 423-436
Keywords international development, fintech, financial inclusion, financialisation, behavioural economics
Public URL
Publisher URL
Additional Information Additional Information : This is an Accepted Manuscript of an article published by Taylor & Francis in New Political Economy on 28 November 2016, available online:


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