Responsible lending and high-cost credit - does the cost-cap on payday loans really protect consumers?

Jasinski, D

Abstract

This article explores the extent to which the cost-cap imposed on high-cost short-term credit in the UK protects users of the consumer credit market.

• Journal Article Type: Article
• Acceptance Date: Jun 14, 2018
• Publication Date: Jun 14, 2018
• Deposit Date: Apr 12, 2019
• Publicly Available Date: Apr 26, 2019
• Journal: Financial Regulation International
• Peer Reviewed: Not Peer Reviewed
• Public URL: https://uwe-repository.worktribe.com/output/866599
• Publisher URL: https://www.financialregulationintl.com/financial-industry/responsible-lending-and-high-cost-credit--does-the-cost-cap-on-payday-loans-really-protect-consumers-130495.htm?origin=internalSearch
• Additional Information: Additional Information : This is the author's accepted manuscript. The final published version is available here: https://www.financialregulationintl.com/financial-industry/responsible-lending-and-high-cost-credit--does-the-cost-cap-on-payday-loans-really-protect-consumers-130495.htm?origin=internalSearch.
• Contract Date: Apr 15, 2019