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Predatory lending and white collar crime: A critical reflection

Ryder, Nicholas; Broomfield, Kerry

Predatory lending and white collar crime: A critical reflection Thumbnail


Kerry Broomfield


The objective of this article is to review the relationship
between white collar crime, in particular fraud, and predatory lending. The article critically considers whether
fraud and predatory lending can be classified as a “related
factor” that contributed towards the most recent or first
financial crisis of the new millennium. Furthermore, the
article critically assesses the impact that the financial
crisis has had on these practices, and considers whether
white collar crime has prospered in this economic
environment. The aim of this article is not to provide an
exhausted list of contributing factors of the financial
crisis, which are well documented elsewhere, but to
provide insight into longstanding problems of white collar
crime and predatory lending. The practices of many US
and indeed global lending institutions were setting up the
financial system for an inevitable crash1; in the search for
increased profit these institutions provided subprime
mortgages with excessive to low income families.


Ryder, N., & Broomfield, K. (2014). Predatory lending and white collar crime: A critical reflection. International Company and Commercial Law Review, 287-293

Journal Article Type Article
Publication Date Sep 1, 2014
Deposit Date Jul 24, 2014
Publicly Available Date Apr 6, 2016
Journal International Company and Commercial Law Review
Print ISSN 0958-5214
Publisher Sweet and Maxwell
Peer Reviewed Peer Reviewed
Issue 9
Pages 287-293
Keywords white collar crime, fraud, predatory lending
Public URL
Publisher URL


Predatory Lending Article February 2014 (2).docx (54 Kb)

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