Nicholas Ryder Nicholas.Ryder@uwe.ac.uk
Professor in Law
The objective of this article is to review the relationship
between white collar crime, in particular fraud, and predatory lending. The article critically considers whether
fraud and predatory lending can be classified as a “related
factor” that contributed towards the most recent or first
financial crisis of the new millennium. Furthermore, the
article critically assesses the impact that the financial
crisis has had on these practices, and considers whether
white collar crime has prospered in this economic
environment. The aim of this article is not to provide an
exhausted list of contributing factors of the financial
crisis, which are well documented elsewhere, but to
provide insight into longstanding problems of white collar
crime and predatory lending. The practices of many US
and indeed global lending institutions were setting up the
financial system for an inevitable crash1; in the search for
increased profit these institutions provided subprime
mortgages with excessive to low income families.
Journal Article Type | Article |
---|---|
Publication Date | Sep 1, 2014 |
Deposit Date | Jul 24, 2014 |
Publicly Available Date | Apr 6, 2016 |
Journal | International Company and Commercial Law Review |
Print ISSN | 0958-5214 |
Publisher | Sweet and Maxwell |
Peer Reviewed | Peer Reviewed |
Issue | 9 |
Pages | 287-293 |
Keywords | white collar crime, fraud, predatory lending |
Public URL | https://uwe-repository.worktribe.com/output/813124 |
Publisher URL | http://www.sweetandmaxwell.co.uk/Catalogue/ProductDetails.aspx?recordid=423 |
Contract Date | Apr 6, 2016 |
Predatory Lending Article February 2014 (2).pdf
(333 Kb)
PDF
Predatory Lending Article February 2014 (2).docx
(54 Kb)
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