Outputs (24)

Behavioural biases and credit card repayments among Malaysians (2023)
Journal Article

Analyses done using the survey response of 451 credit cardholders in the northern region of West Malaysia have shown that credit cardholder repayment pattern differed based on their demographic profile. Specifically, the study found that credit cardh... Read More about Behavioural biases and credit card repayments among Malaysians.

Determinants of financial resilience: Insights from an emerging economy (2023)
Journal Article

The Organisation for Economic Co-operation and Development Financial Literacy Survey of 2018 response is used to study the impact of financial knowledge, financial inclusion, and socio-demographic characteristics on financial resilience. The measurem... Read More about Determinants of financial resilience: Insights from an emerging economy.

Financial literacy in Malaysia, 2015–2018 (2022)
Journal Article

This paper provides an overview of the state of financial literacy of Malaysians using data from the OECD (INFE) Financial Literacy Survey conducted in the year 2015 and 2018. Besides the three components of financial literacy, namely, financial know... Read More about Financial literacy in Malaysia, 2015–2018.

Impact of foreign ownership on market power: Do regional banks behave differently in ASEAN countries? (2021)
Journal Article

The change in crossborder financial intermediation and rise in regional banking have consequences for competitive conduct in emerging countries' banking markets. Using data from the Association of Southeast Asian Nations countries' banks during 2011–... Read More about Impact of foreign ownership on market power: Do regional banks behave differently in ASEAN countries?.

Information disclosure and credit card repayments: Evidence from Malaysia (2021)
Journal Article

Purpose: This study analyzes the role of information disclosure in influencing credit card repayments by focusing on three intervention methods for improving repayment decisions among credit cardholders. Design/methodology/approach: This study uses t... Read More about Information disclosure and credit card repayments: Evidence from Malaysia.

The effect of diversification on bank performance in dual banking system (2020)
Journal Article

This study analyses the impact of banks' diversification strategies on their risk-adjusted performance using the sample of commercial banks in 22 Muslim countries with dual banking system during 2000-2016. Islamic banks' performance is more strongly... Read More about The effect of diversification on bank performance in dual banking system.

Financial literacy, money management skill and credit card repayments (2020)
Journal Article

This paper studies the relationship between socio-economic factors, financial literacy, money management skill, overspending and impulsiveness on credit card repayment decisions. Analysis based on a sample of 451 credit card users in Malaysia showed... Read More about Financial literacy, money management skill and credit card repayments.

Competition, diversification and performance in dual banking: A panel VAR analysis (2020)
Journal Article

This article investigates the dynamic relationship among competition, diversification and bank performance using data for 18 countries with a dual banking system over the period 2000 to 2016. Analyses using panel vector autoregression (P.V.A.R.) mode... Read More about Competition, diversification and performance in dual banking: A panel VAR analysis.

Bank lending and the business cycle: Does ownership matter in ASEAN countries? (2020)
Journal Article

We analyze the lending cyclicality of 213 ASEAN commercial banks over the period 2001–2015. The findings indicate that lending by private banks is procyclical while lending by state banks is countercyclical. Long-term liabilities also move countercyc... Read More about Bank lending and the business cycle: Does ownership matter in ASEAN countries?.

Monetary policy, bank ownership, and the lending channel: Evidence from ASEAN (2019)
Journal Article

This paper examines the effectiveness of bank lending channels in ASEAN countries. The main objective of this paper is to identify whether the effectiveness of banklending channels in ASEAN differs based on the countries’ financial structure, banks’... Read More about Monetary policy, bank ownership, and the lending channel: Evidence from ASEAN.