Skip to main content

Research Repository

Advanced Search

Outputs (151)

Review of the senior managers & certification regime (2023)
Journal Article
Ryder, N., Johnson, D., Bourton, S., & Hall, D. (2023). Review of the senior managers & certification regime. Journal of Economic Criminology, 2, Article 100029. https://doi.org/10.1016/j.jeconc.2023.100029

Following the 2022 Edinburgh Reforms, in which the Chancellor of the Exchequer announced a set of reforms designed to drive growth and competitiveness in the financial services sector, both HM Treasury and the Financial Conduct Authority (FCA) with t... Read More about Review of the senior managers & certification regime.

Higher education institutions and the anti-money laundering and counter-terrorism financing regulations (2023)
Journal Article
Ryder, N., Bourton, S., Hall, D., & Hillman, H. (2023). Higher education institutions and the anti-money laundering and counter-terrorism financing regulations. Criminal Law Review -London-, 9, 560-580

To tackle money laundering and terrorism financing, the United Kingdom has implemented global mechanisms introduced by the United Nations and the Financial Action Task Force. These mechanisms viewed financial institutions as gatekeepers to the financ... Read More about Higher education institutions and the anti-money laundering and counter-terrorism financing regulations.

To exchange or not to exchange – that is the question. A critical analysis of the use of financial intelligence and the exchange of information in the United Kingdom (2023)
Journal Article
Ryder, N., & Bourton, S. (in press). To exchange or not to exchange – that is the question. A critical analysis of the use of financial intelligence and the exchange of information in the United Kingdom. Journal of Business Law,

This article examines the international standards relating to information exchange, identifying its importance in relation to combatting financial crime. The paper critiques the results of the Financial Action Task Force’s Fourth United Kingdom Mutu... Read More about To exchange or not to exchange – that is the question. A critical analysis of the use of financial intelligence and the exchange of information in the United Kingdom.

Corporate criminal liability and the identification doctrine - A critical reflection (2023)
Book Chapter
Bourton, S., Hall, D., Johnson, D., & Ryder, N. (in press). Corporate criminal liability and the identification doctrine - A critical reflection. In Criminal Liability of Collective Entities: Dogmatic and Political-Criminal Profiles over Twenty Years after Legislative Decree 231/2001 (405-432). Italy: University of Bergamo

The identification doctrine frustrates the prosecution of companies for economic crimes in the United Kingdom (UK). This is because, while the identification and attribution of criminal intent may be straightforward in cases concerning small companie... Read More about Corporate criminal liability and the identification doctrine - A critical reflection.

Corrupt corporations and the facilitation of tax crimes: A review of the United Kingdom's enforcement mechanisms (2023)
Journal Article
Bourton, S., & Ryder, N. (in press). Corrupt corporations and the facilitation of tax crimes: A review of the United Kingdom's enforcement mechanisms. Law and Contemporary Problems, 101-134

Financial crime is synonymous with the seminal work of Edwin H. Sutherland, which used the term “white-collar crime” in 1940. Sutherland defined the term as “a crime committed by a person of respectability and high social status in the course of his... Read More about Corrupt corporations and the facilitation of tax crimes: A review of the United Kingdom's enforcement mechanisms.

Exchange of information and financial crime in the United Kingdom (2022)
Report
Bourton, S., Ryder, N., & Brimblecombe, F. (2022). Exchange of information and financial crime in the United Kingdom. Synalogik

Can I share data with my colleagues? Can I share data with other agencies or organisations? The ability to legally share personal data with and between government departments, law enforcement bodies and third parties in England and Wales is a com... Read More about Exchange of information and financial crime in the United Kingdom.

Higher education institutions and money laundering: Preliminary findings (2022)
Presentation / Conference
Bourton, S., & Ryder, N. (2022, September). Higher education institutions and money laundering: Preliminary findings. Presented at Wales Fraud Forum, 2022, Principality Stadium, Cardiff

To tackle money laundering and terrorism financing, the United Kingdom has implemented global mechanisms introduced by the United Nations and the Financial Action Task Force. These mechanisms viewed financial institutions as the gatekeepers to the fi... Read More about Higher education institutions and money laundering: Preliminary findings.

The Law Relating to Financial Crime in the United Kingdom (2022)
Book
Harrison, K., & Ryder, N. (2022). The Law Relating to Financial Crime in the United Kingdom. (Third). London: Routledge

Outlining the different types of financial crime and their impact, this book is a user-friendly, up-to-date guide to the regulatory processes, systems and legislation which exist in the UK. Each chapter has a similar structure and covers individual f... Read More about The Law Relating to Financial Crime in the United Kingdom.

Corporate criminal liability: Response to law commission discussion paper (2021)
Report
Bourton, S., Hall, D., Johnson, D., & Ryder, N. (2021). Corporate criminal liability: Response to law commission discussion paper. Law Commission

This response identifies that there is an overwhelming consensus amongst law enforcement authorities, academics, and other stakeholders, that the identification doctrine frustrates the prosecution of corporations for economic crimes. This is because,... Read More about Corporate criminal liability: Response to law commission discussion paper.

FinTech, Artificial Intelligence and the Law Regulation and Crime Prevention (2021)
Book
Lui, A., & Ryder, N. (Eds.). (2021). FinTech, Artificial Intelligence and the Law Regulation and Crime Prevention. London: Taylor & Francis (Routledge)

This collection critically explores the use of financial technology (FinTech) and artificial intelligence (AI) in the financial sector and discusses effective regulation and the prevention of crime. Focusing on crypto-assets, InsureTech and the digi... Read More about FinTech, Artificial Intelligence and the Law Regulation and Crime Prevention.

Technology and tax evasion in the world of finance: An indispensable helping hand or a façade for crime facilitation? (2021)
Book Chapter
Ramgulam, V., & Bourton, S. (2021). Technology and tax evasion in the world of finance: An indispensable helping hand or a façade for crime facilitation?. In A. Lui, & N. Ryder (Eds.), FinTech, Artificial Intelligence and the Law. Routledge

Ever since imposition of the first income tax, individuals have attempted to evade their tax liabilities. Tax evasion involves the non-payment of a tax liability that taxpayer was legally obligated to pay, usually because relevant information, income... Read More about Technology and tax evasion in the world of finance: An indispensable helping hand or a façade for crime facilitation?.

E-Wallets, money laundering and terrorism financing: Is the voluntary exchange of information the panacea? (2021)
Presentation / Conference
Ryder, N. (2021, March). E-Wallets, money laundering and terrorism financing: Is the voluntary exchange of information the panacea?. Paper presented at Stakeholders Consultation on Trafficking of Dangerous Substances through Exploitation of E-Wallet Services, Vienna

This presentation is divided into three parts. Part I provides a brief overview of E-Wallets, it identifies their unprecedented growth and identifies their abuse by money launderers. Part II comments on the effectiveness of the traditional anti-mon... Read More about E-Wallets, money laundering and terrorism financing: Is the voluntary exchange of information the panacea?.

Terrorism financing and fraud – the unseen (seen) nexus? A broken policy and a series of missed opportunities (2021)
Presentation / Conference
Ryder, N. (2021, February). Terrorism financing and fraud – the unseen (seen) nexus? A broken policy and a series of missed opportunities. Paper presented at Lincoln University Staff Seminar Series, Lincoln University

This presentation identifies a detailed and authoritative terrorism financing fraud typology and a disjointed counter-terrorism financing/counter-fraud policies. The paper recommends that the fraud typology could be used as a disruptive mechanism an... Read More about Terrorism financing and fraud – the unseen (seen) nexus? A broken policy and a series of missed opportunities.

Terrorism financing and fraud – the unseen (seen) nexus? A broken policy and a series of missed opportunities (2020)
Presentation / Conference
Ryder, N. (2020, December). Terrorism financing and fraud – the unseen (seen) nexus? A broken policy and a series of missed opportunities. Paper presented at Jean Monnet Network on EU Counter Terrorism, University of South Wales, Treforest

This paper adds to the existing literature by highlighting how terrorism financiers have been able to accrue funding by different types of fraud. and it divided into five parts. The first part of the article identifies a comprehensive terrorism fina... Read More about Terrorism financing and fraud – the unseen (seen) nexus? A broken policy and a series of missed opportunities.

Cryptoassets, social media platforms and defence against terrorism financing suspicious activity reports: A step into the regulatory unknown (2020)
Journal Article
Ryder, N. (2020). Cryptoassets, social media platforms and defence against terrorism financing suspicious activity reports: A step into the regulatory unknown. Journal of Business Law, 8, 668-693

This paper is divided into three parts. Firstly, the paper presents evidence how terrorism financiers are able to operate via the Internet and social media platforms. Secondly, it enhances the understanding of the use of Defence against Terrorism Fin... Read More about Cryptoassets, social media platforms and defence against terrorism financing suspicious activity reports: A step into the regulatory unknown.

Regulating the consumer credit market – protecting vulnerable consumers (2020)
Book Chapter
Ryder, N., & Jasinski, D. (2020). Regulating the consumer credit market – protecting vulnerable consumers. In C. Riefa, & S. Saintier (Eds.), Vulnerable Consumers and the Law: Consumer Protection and Access to Justice (85-101). London: Routledge

This chapter highlights that product regulation restricts access to credit in a manner which increases the vulnerability of those who find themselves newly priced out of the market, because of the absence of viable alternatives.

Countering the financing of terrorism: Sources of terrorism financing (2020)
Presentation / Conference
Ryder, N. (2020, September). Countering the financing of terrorism: Sources of terrorism financing

The aim of the paper is to provide an overview of the sources of terrorism financing. The paper focuses on the evolution of the new social networking and fraud typologies.

Counter-terrorist financing, cryptoassets, social media platforms, and suspicious activity reports: A step into the regulatory unknown (2020)
Presentation / Conference
Ryder, N. (2020, September). Counter-terrorist financing, cryptoassets, social media platforms, and suspicious activity reports: A step into the regulatory unknown. Paper presented at Blockchain Technology: Current Challenges of Cryptocurrency’, Aston University

This paper is divided into three parts. The first part of the paper identifies a new and emerging terrorism funding model via cryptoassets and social media platforms – the Social Networking Funding Model. The paper enhances the understanding of the... Read More about Counter-terrorist financing, cryptoassets, social media platforms, and suspicious activity reports: A step into the regulatory unknown.

Corruption, Integrity and the Law – Global Regulatory Challenges (2020)
Book
Pasculli, L., & Ryder, N. (Eds.). (2020). Corruption, Integrity and the Law – Global Regulatory Challenges. Routledge

Globalisation has opened new avenues to corruption. Corrupt practices are proliferating not only within national borders but across different countries. Despite many national and international anti-corruption bodies and strategies, corruption far fro... Read More about Corruption, Integrity and the Law – Global Regulatory Challenges.

Countering the financing of terrorism: Sources of terrorism financing (2019)
Presentation / Conference
Ryder, N. (2019, November). Countering the financing of terrorism: Sources of terrorism financing. Paper presented at Euromed Police workshop on Countering Financing Terrorism, Rome, Italy

The aim of the paper is to provide an update on the recent development in the sources of terrorism financing.

The Fifth Money Laundering Directive - a step too far? (2019)
Presentation / Conference
Ryder, N. (2019, October). The Fifth Money Laundering Directive - a step too far?. Presented at Beyond Borders: Redefining International Taxation, Barcelona

The aim of this presentation is to provide a critical analysis on the aims and scope of the Fifth Money Laundering Directive (5MLD). The Presentation briefly identifies the amendments that the 5MLD makes to the Fourth Money Laundering Directive (4ML... Read More about The Fifth Money Laundering Directive - a step too far?.

Cryptoassets and Terrorism Financing (2019)
Presentation / Conference
Ryder, N. (2019, September). Cryptoassets and Terrorism Financing. Paper presented at Nationwide’s 19th Financial Crime Conference, Swindon

This paper is divided into three parts. Firstly, the paper presents evidence of how terrorism financiers are able to appeal for and obtain funding via cryptoassets and social media platforms. Secondly, the paper enhances the understanding of the in... Read More about Cryptoassets and Terrorism Financing.

Market Manipulation and Insider Trading – Regulatory Challenges in the United States of America, the European Union and the United Kingdom (2019)
Book
Ryder, N., & Herlin-Karnell, E. (2019). Market Manipulation and Insider Trading – Regulatory Challenges in the United States of America, the European Union and the United Kingdom. (1). London, UK: Hart Publishing

The European Union regime for fighting market manipulation and insider trading – commonly referred to as market abuse – was significantly reshuffled in the wake of the financial crisis of 2007/2008 and new legal instruments to fight market abuse were... Read More about Market Manipulation and Insider Trading – Regulatory Challenges in the United States of America, the European Union and the United Kingdom.

Preventing and Intervening in White Collar Crimes: The Role of Regulatory Agencies (2019)
Book Chapter
Ryder, N., & Francis, A. (2019). Preventing and Intervening in White Collar Crimes: The Role of Regulatory Agencies. In M. L. Rorie (Ed.), The Handbook of White-Collar Crime (262-278). London: Wiley. https://doi.org/10.1002/9781118775004

The aim of this chapter is to critically consider the role of financial regulatory agencies in the United States of America, the United Kingdom and Singapore towards tackling financial crime.

Corruption in the global era: Causes, sources and forms of manifestation (2019)
Book
Ryder, N. (2019). N. Ryder (Ed.), Corruption in the global era: Causes, sources and forms of manifestation. London: Routledge

Corruption is a globalising phenomenon. Not only is it rapidly expanding globally but, more signifi cantly, its causes, its means and forms of perpetration and its effects are more and more rooted in the many developments of globalisation. The Panama... Read More about Corruption in the global era: Causes, sources and forms of manifestation.

Terrorism financing and the fraud dossier (2019)
Presentation / Conference
Ryder, N. (2019, March). Terrorism financing and the fraud dossier. Paper presented at The 8th Annual Wales Fraud Forum Conference, Swalec Stadium, Cardiff, Wales

The aim of this presentation is to highlight the threat posed by terrorsim financing and how fraud has become the funding avenue of choice. The paper presents evidence of an increase use of this funding stream and highlights a number of weaknesses i... Read More about Terrorism financing and the fraud dossier.

Counter-terrorist financing, cryptoassets, social media platforms, and suspicious activity reports: a step into the regulatory unknown (2019)
Presentation / Conference
Ryder, N. (2019, March). Counter-terrorist financing, cryptoassets, social media platforms, and suspicious activity reports: a step into the regulatory unknown. Paper presented at Centre for Financial and Corporate Integrity - Research Seminar, Coventry Law School, Coventry, England

This paper is divided into three parts. Firstly, the paper presents evidence how terrorism financiers are able to operate via the Internet and social media platforms. Secondly, it enhances the understanding of the use of Defence against Terrorism F... Read More about Counter-terrorist financing, cryptoassets, social media platforms, and suspicious activity reports: a step into the regulatory unknown.

The Welsh Premier League and the ‘significant risk’ to match-manipulation. Is a specific offence required? (2019)
Book Chapter
Hall, M. (2019). The Welsh Premier League and the ‘significant risk’ to match-manipulation. Is a specific offence required?. In N. Ryder, & L. Pasculli (Eds.), Corruption in the Global Era. Abingdon: Routledge

This chapter explores issues relating to match manipulation in football with a specific focus on the Welsh Premier League. The article also considers the legal framework domestically and international and considers whether a specific offence is requi... Read More about The Welsh Premier League and the ‘significant risk’ to match-manipulation. Is a specific offence required?.

Written Evidence - Bribery Act 2010 (2018)
Other
Ryder, N. (2018). Written Evidence - Bribery Act 2010. House of Commons

The submission provides a summary of the research conducted by Professor Nicholas Ryder on the Bribery Act 2010. The submission presents a summary of the key findings.

Predatory lending and consumer protection in the United Kingdom: Time for a frank conversation (2018)
Presentation / Conference
Ryder, N. (2018, July). Predatory lending and consumer protection in the United Kingdom: Time for a frank conversation. Paper presented at Global Consumer Lives: ‘(Vulnerable) consumers or citizens?: is there a correct rationale for a fairer access to justice?, Brunell University, London, England

The aim of this paper is to provide a critical commentary on the United Kingdom's regulation of predatory lending. The paper draws comparisons with the approach adopted in the United States of America.

Economic crime enquiry (2018)
Other
Ryder, N. (2018). Economic crime enquiry. House of Commons

The submission provides a summary of the research conducted by Professor Nicholas Ryder on money laundering, the financing of terrorism, the respective legislative frameworks, regulatory agencies and the enforcement of financial crime legislation in... Read More about Economic crime enquiry.

Is it time to reform the counter-terrorist financing reporting obligations? A critical and comparative assessment of the counter-terrorist financing reporting obligations in the European Union and the United Kingdom (2018)
Journal Article
Ryder, N. (2018). Is it time to reform the counter-terrorist financing reporting obligations? A critical and comparative assessment of the counter-terrorist financing reporting obligations in the European Union and the United Kingdom

This Article critically considers the effectiveness of the European Union’s (EU) counter terrorist financing (CTF) strategies. In particular, it concentrates on the use of financial intelligence gathered from the submission of suspicious activity rep... Read More about Is it time to reform the counter-terrorist financing reporting obligations? A critical and comparative assessment of the counter-terrorist financing reporting obligations in the European Union and the United Kingdom.

Terrorism financing: Current issues and challenges (2018)
Presentation / Conference
Ryder, N. (2018, June). Terrorism financing: Current issues and challenges. Paper presented at PwC and Lexis Nexis Risk Solutions Breakfast Seminar on Lone Wolf Attacks, London

The aim of the paper is to provide an overview of the financing threats posed by loan wolf terrorists.

‘Too scared to prosecute and too scared to jail?’ A critical and comparative analysis of enforcement of financial crime legislation against corporations in the United States of America and the United Kingdom (2018)
Journal Article
Ryder, N. (2018). ‘Too scared to prosecute and too scared to jail?’ A critical and comparative analysis of enforcement of financial crime legislation against corporations in the United States of America and the United Kingdom. Journal of Criminal Law, 82(3), 215-233

This paper has two aims. Firstly, it critically considers the responses towards tackling corporate financial crime in the United States of America (US). Secondly, it analyses the United Kingdom’s (UK) efforts to tackle corporate financial crime and... Read More about ‘Too scared to prosecute and too scared to jail?’ A critical and comparative analysis of enforcement of financial crime legislation against corporations in the United States of America and the United Kingdom.

The financial war on terrorism: A critical review of the United Kingdom’s counter-terrorist financing strategies (2018)
Book Chapter
Ryder, N. (2018). The financial war on terrorism: A critical review of the United Kingdom’s counter-terrorist financing strategies. In C. King, C. Walker, & J. Gurule (Eds.), The Palgrave Handbook of Criminal and Terrorism Financing Law (781-806). London, UK: Palgrave Macmillan

This chapter concentrates on the counter-terrorist financing measures and policies adopted in the United Kingdom. The UK, unlike many other jurisdictions, has a long and established history of tackling terrorism and has implemented a wide range of l... Read More about The financial war on terrorism: A critical review of the United Kingdom’s counter-terrorist financing strategies.

Corporate liability for economic rime: A critical review (2018)
Presentation / Conference
Ryder, N. (2018, May). Corporate liability for economic rime: A critical review. Paper presented at Regulation of the banking sector: challenges and emerging issues,, Bristol University, Bristol, England

The United Kingdom’s (UK) efforts to tackle economic crime largely began with the implementation of the recommendations of the Roskill Report in 1986 via the Criminal Justice Act 1987, which created the Serious Fraud Office (SFO). The establishment... Read More about Corporate liability for economic rime: A critical review.

Counter-terrorist financing: Interim research results (2018)
Presentation / Conference
Ryder, N. (2018, February). Counter-terrorist financing: Interim research results. Paper presented at Defence against Terrorism, Centre of Excellence Defence against Terrorism, NATO, Ankora, Turkey

The aim of this paper was to provide a summary of the findings of research conducted for the Centre for Research Evidence and Evidence of Security Threats. The paper highlights the threat posed by cheap acts of terrorism and identifies the funding s... Read More about Counter-terrorist financing: Interim research results.

Competition law and LIBOR in three jurisdictions: The United States of America, the United Kingdom and the European Union (2017)
Book Chapter
Ball, R. (2018). Competition law and LIBOR in three jurisdictions: The United States of America, the United Kingdom and the European Union. In N. Ryder (Ed.), White Collar Crime and Risk: Financial Crime, Corruption and the Financial Crisis (163-200). London: Palgrave Macmillan. https://doi.org/10.1057/978-1-137-47384-4_7

The London Interbank Offered Rate, better known as LIBOR, has ridden turbulent times over the last decade. Major banks, either through the collusion of individual traders operating on a discrete basis or on the instructions from more senior personnel... Read More about Competition law and LIBOR in three jurisdictions: The United States of America, the United Kingdom and the European Union.

The financial crisis and mortgage fraud: The unforeseen circumstances of the war on terrorism and the financial war on terrorism, a critical reflection (2017)
Book Chapter
Ryder, N. (2018). The financial crisis and mortgage fraud: The unforeseen circumstances of the war on terrorism and the financial war on terrorism, a critical reflection. In N. Ryder (Ed.), White Collar Crime and Risk: Financial Crime, Corruption and the Financial Crisis (317-348). London: Palgrave Macmillan. https://doi.org/10.1057/978-1-137-47384-4_12

The article illustrates how the instigation of the ‘War on Terrorism’ and the ‘Financial War on Terrorism’ had a catastrophic impact on the ability of the Federal Bureau of Investigation to tackle mortgage fraud that was associated with the 2007/2008... Read More about The financial crisis and mortgage fraud: The unforeseen circumstances of the war on terrorism and the financial war on terrorism, a critical reflection.

Market manipulation challenges and responses in the United Kingdom, European Union and the United States (2017)
Presentation / Conference
Ryder, N. (2017, September). Market manipulation challenges and responses in the United Kingdom, European Union and the United States. Paper presented at Timeliness and timelessness-Corporate governance and regulatory challenges after the financial crisis of 2007-2009 and Brexit, Liverpool, England

As a response to the financial crisis the European Union (EU), the United States of America (USA) and the United Kingdom (UK) have increasingly focused on the phenomenon of white-collar crime as one of the major causes of the financial crisis. While... Read More about Market manipulation challenges and responses in the United Kingdom, European Union and the United States.

The Kingdom of Saudi Arabia: A critical review of its response to money laundering and terrorist financing (2017)
Presentation / Conference
Ryder, N. (2017, September). The Kingdom of Saudi Arabia: A critical review of its response to money laundering and terrorist financing. Paper presented at Turbulence in the Kingdom – financial crime risks in Saudi Arabia, London, England

This presentation has two aims. Firstly, it seeks to identify what Saudi Arabia has done to tackle money laundering and terrorist financing. Secondly it seeks to critically consider the extent to which the Saudi Arabian government is committed to t... Read More about The Kingdom of Saudi Arabia: A critical review of its response to money laundering and terrorist financing.

Corporate liability for economic crime – merely window dressing or a statement of intent (2017)
Presentation / Conference
Ryder, N. (2017, September). Corporate liability for economic crime – merely window dressing or a statement of intent. Paper presented at 17th Annual Conference of the European Society of Criminology, Cardiff, Wales

The United Kingdom’s (UK) efforts to tackle economic crime largely began with the implementation of the recommendations of the Roskill Report in 1986 via the Criminal Justice Act 1987, which created the Serious Fraud Office (SFO). The establishment... Read More about Corporate liability for economic crime – merely window dressing or a statement of intent.

‘Terrorist financing via social media: A step into the regulatory unknown?’ (2017)
Presentation / Conference
Ryder, N. (2017, September). ‘Terrorist financing via social media: A step into the regulatory unknown?’. Paper presented at CREST Annual Conference 2017, Reading

The aim of this paper is to provide a commentary on the applicability and scope of the 2017 Money Laundering Regulations in light of the increasing threat posed by terrorist financing conducted via Social Media platforms.

The 2008 financial crisis and financial crime - a critial analysis of the response in the United States of America (2017)
Book Chapter
Ryder, N. (2017). The 2008 financial crisis and financial crime - a critial analysis of the response in the United States of America. In P. van Duyne, J. Harvey, G. Antonopoulos, & K. von Lampe (Eds.), The Many Faces of Crime for Profit and Ways of Tracking it (113-135). The Netherlands: Wolf Legal Publishers

The purpose of this chapter is to critically reflect on the response in the United States towards financial crime originating from the 2008 financial crisis. The chapter briefly outlines the responses to the financial crisis introduced by President... Read More about The 2008 financial crisis and financial crime - a critial analysis of the response in the United States of America.

The robustness of EU financial crimes legislation: A critical review of the EU and UK anti-fraud and money laundering scheme (2017)
Journal Article
Herlin-Karnell, E., & Ryder, N. (2017). The robustness of EU financial crimes legislation: A critical review of the EU and UK anti-fraud and money laundering scheme. European Business Law Review, 27(4), 427-446

In this paper we set out to chart the European Union’s (EU) genesis of fighting crime as partly one of establishing the EU as an “Area of Freedom, Security and Justice” (AFSJ) and partly one of facilitating the EU internal market creation and the est... Read More about The robustness of EU financial crimes legislation: A critical review of the EU and UK anti-fraud and money laundering scheme.

Corporate economic crime and the introduction of corporate death penalty (2017)
Presentation / Conference
Ryder, N. (2017, June). Corporate economic crime and the introduction of corporate death penalty. Paper presented at Faculty of Business and Law: Research Conference, Coventry, England

The United Kingdom’s (UK) efforts to tackle economic crime largely began with the implementation of the recommendations of the Roskill Report in 1986 via the Criminal Justice Act 1987, which created the Serious Fraud Office (SFO). The establishment... Read More about Corporate economic crime and the introduction of corporate death penalty.

The financial war on terrorism and Islamic State of Iraq and Levant (2017)
Presentation / Conference
Ryder, N. (2017, March). The financial war on terrorism and Islamic State of Iraq and Levant. Paper presented at Sussex Crime Research Centre: Research Seminar, Sussex, England

The aim of this paper is to critically consider the effectiveness of the “Financial War on Terrorism” on the funding streams of the Islamic State of Iraq and Levant (ISIL). The paper identifies the “Financial War on Terrorism” and it then moves on to... Read More about The financial war on terrorism and Islamic State of Iraq and Levant.

The Financial Crisis and White Collar Crime - Legislative and Policy Responses (2017)
Book
Ryder, N., Turksen, U., & Tucker, J. (2017). The Financial Crisis and White Collar Crime - Legislative and Policy Responses. Routledge

In September 2007, the collapse of the United States (US) sub-prime mortgage market resulted in the global meltdown of the financial markets. This in turn led to the collapse of many international financial institutions including Northern Rock, Brad... Read More about The Financial Crisis and White Collar Crime - Legislative and Policy Responses.

United Kingdom – Policy, legislative, regulatory and enforcement responses to white collar crime and the financial crisis (2017)
Presentation / Conference
Ryder, N. (2017, January). United Kingdom – Policy, legislative, regulatory and enforcement responses to white collar crime and the financial crisis. Paper presented at The Fraud Act 2006 – Ten Years On: A critical evaluation of the Act from legal academics, legal practitioners and criminologists, School of Law, University of Worcester

The aim of this paper is to critically consider the prosecution of fraud related offences by the Serious Fraud Office (SFO) and City Regulator, the Financial Conduct Authority (FCA), in the United Kingdom, with reference to the Fraud Act 2006. This p... Read More about United Kingdom – Policy, legislative, regulatory and enforcement responses to white collar crime and the financial crisis.

Out with the old and…in with the old? A critical review of the financial war on terrorism on the Islamic state of Iraq and Levant (2017)
Journal Article
Ryder, N. (2018). Out with the old and…in with the old? A critical review of the financial war on terrorism on the Islamic state of Iraq and Levant. Studies in Conflict and Terrorism, 41(2), 79-95. https://doi.org/10.1080/1057610X.2016.1249780

© 2017 Taylor & Francis Group, LLC. The aim of this article is to critically consider the effectiveness of the “Financial War on Terrorism” on the funding streams of the Islamic State of Iraq and Levant (ISIL). The article begins by identifying tha... Read More about Out with the old and…in with the old? A critical review of the financial war on terrorism on the Islamic state of Iraq and Levant.

High cost short term credit in the new UK market place (2017)
Book Chapter
Ryder, N. (2017). High cost short term credit in the new UK market place. In A. K. Aldohni (Ed.), Law and Finance after the Financial Crisis: The Untold Stories of the UK Financial Market (50-78). Routledge

This chapter examines the sector of high cost short term credit that long existed in the UK market. However, the chapter argues that the proliferation of this sector over the last six/seven years is one of the main manifestations of the 2008 financia... Read More about High cost short term credit in the new UK market place.

The financial crisis and financial crime in the United Kingdom: A critical analysis of the response by Financial Regulatory Agencies (2017)
Journal Article
Ryder, N. (2017). The financial crisis and financial crime in the United Kingdom: A critical analysis of the response by Financial Regulatory Agencies. Company Lawyer, 38(1), 4-14

A previously unattributed factor that contributed towards the most recent financial crisis is financial crime. However, it is important to note and accept that financial crime was not the sole and only cause of the financial crisis. For example, it... Read More about The financial crisis and financial crime in the United Kingdom: A critical analysis of the response by Financial Regulatory Agencies.

The financial war on terrorism – the topic that we shouldn’t forget (2016)
Presentation / Conference
Ryder, N. (2016, October). The financial war on terrorism – the topic that we shouldn’t forget. Paper presented at EU Security Regulation and Financial Crimes, University of Amsterdam, The Netherlands

This paper seeks to critically conside the effectiveness of the ‘Financial War on Terrorism’ on the funding streams of the Islamic State of Iraq and Levant (ISIL). The paper highlights how the international community concentrated on tackling money l... Read More about The financial war on terrorism – the topic that we shouldn’t forget.

Cyber crime and terrorist financing (2016)
Presentation / Conference
Ryder, N. (2016, September). Cyber crime and terrorist financing. Presented at British Bankers Association 2016 Financial Crime and Sanctions Conference, London, UK

The aim of this presentation was to provide an overview of the emerging threats posed by terrorist financing via the internet and financial crime to the digital economy.

Globalisation and the fear factor of the financial crime compliance regimes (2016)
Presentation / Conference
Ryder, N. (2016, June). Globalisation and the fear factor of the financial crime compliance regimes. Presented at 25 World Business Congress of the International Management Business Association, Kingston University

The aim of this key note address is to provide a detailed and critical review of the United Kingdom's anti-money laundering regime. It seeks to identify several factors that have contributed towards the creation of a 'fear factor' for compliance off... Read More about Globalisation and the fear factor of the financial crime compliance regimes.

Financial crime and the latest trends (2016)
Presentation / Conference
Ryder, N. (2016, May). Financial crime and the latest trends. Paper presented at Chartered Institute of Internal Auditors Annual Conference, Bristol, UK

The aim of the paper is to provide a current review of the latest developments in money laundering, bribery, corruption and terrorist financing.

A contemporary and comparative review of the relationship between the global financial crisis, financial crime and white collar criminals in the U.S. and the U.K (2016)
Presentation / Conference
Ryder, N. (2016, March). A contemporary and comparative review of the relationship between the global financial crisis, financial crime and white collar criminals in the U.S. and the U.K. Paper presented at Kingston Law School Research Seminars, Kingston University, London, UK

The aim of this paper is to provide critical commentary on the relationship between financial crime and the financial crisis. The paper then proceeds to critically comment on the response to financial crime in both the United States of America and t... Read More about A contemporary and comparative review of the relationship between the global financial crisis, financial crime and white collar criminals in the U.S. and the U.K.

Is justice deferred, justice denied? Not necessarily (2016)
Journal Article
Ryder, N., & Palmer, A. (2016). Is justice deferred, justice denied? Not necessarily. Financial Regulation International, 6-11

At long last, the Serious Fraud Office has received a major boost in its prosecution of bribery. Serious Fraud Office v Standard Bank PLC is a landmark case because it is not only the first case where the SFO has looked to prosecute a commercial orga... Read More about Is justice deferred, justice denied? Not necessarily.

The Law Relating to Financial Crime in the United Kingdom (2016)
Book
Ryder, N., & Harrison, K. (2016). The Law Relating to Financial Crime in the United Kingdom. Surrey, UK: Routledge

The objective of this book is to adopt a holistic approach towards financial crime and its impact in the United Kingdom. The 2nd edition of this book adopts an innovative approach towards the concept of financial crime. It begins by offering a workab... Read More about The Law Relating to Financial Crime in the United Kingdom.

"Greed, for lack of a better word, is good. Greed is right. Greed works": A contemporary and comparative review of the relationship between the global financial crisis, financial crime and white collar criminals in the U.S. and the U.K. (2016)
Journal Article
Ryder, N. (2016). "Greed, for lack of a better word, is good. Greed is right. Greed works": A contemporary and comparative review of the relationship between the global financial crisis, financial crime and white collar criminals in the U.S. and the U.K

Since the start of the 2008 financial crisis, a multitude of scholarly work has been written on identifying the factors that contributed towards it. Many excellent texts and articles have identified such factors, including weak banking regulation, th... Read More about "Greed, for lack of a better word, is good. Greed is right. Greed works": A contemporary and comparative review of the relationship between the global financial crisis, financial crime and white collar criminals in the U.S. and the U.K..

Market manipulation: Regulatory and enforcement responses in the United Kingdom and United States of America (2015)
Presentation / Conference
Ryder, N. (2015, November). Market manipulation: Regulatory and enforcement responses in the United Kingdom and United States of America. Paper presented at 11th Annual Compliance and Economic Crime Symposium, Jersey

The aim of this conference paper is to provide a critical assessment of the response to market manipulation in the United Kingdom and the United States of America following the 2007/2008 financial crisis. The paper concentrates on the imposition of f... Read More about Market manipulation: Regulatory and enforcement responses in the United Kingdom and United States of America.

Financial regulation: An essential or incidental component in the anti-corruption toolkit? (2015)
Presentation / Conference
Ryder, N. (2015, October). Financial regulation: An essential or incidental component in the anti-corruption toolkit?. Paper presented at International Anti-Corruption, International Centre for Parliamentary Studies, London, UK

The aim of this paper is to review the relationship between financial regulation and the enforcement of the Bribery Act 2010. The paper concentrates on the role of the Financial Conduct Authority and the Serious Fraud Office.

Money laundering and the United Kingdom: A haven for dirty money and an endless cycle? A critical reflection on the United Kingdom’s anti-money laundering policies (2015)
Presentation / Conference
Ryder, N. (2015, October). Money laundering and the United Kingdom: A haven for dirty money and an endless cycle? A critical reflection on the United Kingdom’s anti-money laundering policies. Paper presented at Fraud and forensics, Gloucester, UK

This paper critically assesses the effectiveness and appropriateness of the United Kingdom's anti-money laundering policy. The paper concentrates on Part 7 of the Proceeds of Crime Act, the Terrorism Act 2000 and the enforcement policies of the Finan... Read More about Money laundering and the United Kingdom: A haven for dirty money and an endless cycle? A critical reflection on the United Kingdom’s anti-money laundering policies.

The legal mechanisms to control bribery and corruption (2015)
Book Chapter
Ryder, N. (2015). The legal mechanisms to control bribery and corruption. In B. Rider (Ed.), Research Handbook on International Financial Crimes (381-393). Cheltenham: Edward Elgar

The aim of this chapter is to critically assess the effectiveness of the United Kingdom's legal responses to bribery and corruption. In particular, the chapter appraises the impact of the Bribery Act 2010 and comments on the enforcement strategy of... Read More about The legal mechanisms to control bribery and corruption.

The Financial War on Terror: A Review of Counter-Terrorist Financing Strategies since 2001 (2015)
Book
Ryder, N. (2015). The Financial War on Terror: A Review of Counter-Terrorist Financing Strategies since 2001. UK: Routledge

On September 11, 2001, 19 terrorists committed the largest and deadliest terrorist attack in the United States of America. The response from the inter-national community, and in particular the US, was swift. President George Bush declared what has co... Read More about The Financial War on Terror: A Review of Counter-Terrorist Financing Strategies since 2001.

A contemporary review of the relationship between the global financial crisis, financial crime and white collar criminals (2015)
Presentation / Conference
Ryder, N. (2015, June). A contemporary review of the relationship between the global financial crisis, financial crime and white collar criminals. Presented at Centre for European Legal Studies, University Amsterdam

This paper seeks to offer a refreshing and alternative interpretation and identifies a new factor that not only contributed towards the 2008 financial crisis, but continued to thrive in the perfect economic storm: white collar crime. The hypothesis o... Read More about A contemporary review of the relationship between the global financial crisis, financial crime and white collar criminals.

Credible deterrence and the financial services industry (2015)
Presentation / Conference
Ryder, N. (2015, May). Credible deterrence and the financial services industry. Paper presented at Bar Association of Commerce, Finance and Industry, London, UK

This presentation concentrated on the recent cases where individuals have been banned from performing controlled functions as a result of their behaviour in their personal life (such as the ban of Blackrock investment manager Jonathan Burrows caught... Read More about Credible deterrence and the financial services industry.

The financial war on terrorism: A critical review of the United Kingdom’s counter-terrorist financing strategies (2015)
Presentation / Conference
Ryder, N. (2015, May). The financial war on terrorism: A critical review of the United Kingdom’s counter-terrorist financing strategies. Paper presented at Asset Stripping: Responses to the Financing of Terrorism and Crime, University of Notre Dame, London, UK

The aim of this paper is to provide a critique of the United Kingdom’s (UK) counter-terrorist financing (CTF) measures since the introduction of the ‘Financial War on Terrorism’ in September 2001. The paper is divided into three sections. The first... Read More about The financial war on terrorism: A critical review of the United Kingdom’s counter-terrorist financing strategies.

Wales, the land that banks forgot (2015)
Presentation / Conference
Ryder, N. (2015, February). Wales, the land that banks forgot. Paper presented at Cross Party Group on Monetary Reform, National Assembly for Wales, Wales

The aim of the presentation was to provide a contemporary update and commentary on access to credit in Wales in light of the 2008 financial crisis. Particular attention was made to the evolution of the consumer credit market, levels of debt, irrespon... Read More about Wales, the land that banks forgot.

The financial war on terrorism: A review of counter-terrorist financing strategies since 2001 (2015)
Presentation / Conference
Ryder, N. (2015, February). The financial war on terrorism: A review of counter-terrorist financing strategies since 2001. Presented at Gues Lecture, Liverpool John Moores, Law School

The aim of this presentation is to critically review the impact of the financial war on terrorism in the United States of America and the United Kingdom.

The fight against fraud: A critical review and comparative analysis of the Labour and Conservative government’s anti-fraud policies in the United Kingdom (2015)
Journal Article
Turksen, U., & Ryder, N. (2015). The fight against fraud: A critical review and comparative analysis of the Labour and Conservative government’s anti-fraud policies in the United Kingdom

This article identifies the new trends and policies adopted by the Labour and Conservative governments towards the prevention of fraud and critiques their effectiveness.

Implications of anti-money laundering law for accountancy in the European Union - A comparative study (2014)
Book Chapter
Turksen, U. (2014). Implications of anti-money laundering law for accountancy in the European Union - A comparative study. In S. Hassler, N. Ryder, & U. Turksen (Eds.), Fighting Financial Crime in the Global Economic Crisis (75-109). Routledge

This chapter examines the role of accountants in relation to anti-money laundering (AML) legislation the European Union and provides a comparative study and literature review of AML legislative preventative measures. National legislation in these jur... Read More about Implications of anti-money laundering law for accountancy in the European Union - A comparative study.

Fighting Financial Crime in the Global Economic Crisis: Policy, Trends and Sanctions (2014)
Book
Ryder, N., Turksen, U., & Hassler, S. (2014). Fighting Financial Crime in the Global Economic Crisis: Policy, Trends and Sanctions. Routledge Cavendish

In September 2007, the collapse of the United States (US) sub-prime mortgage market resulted in the global meltdown of the financial markets. This resulted in the collapse of many international financial institutions including Northern Rock, Bradfor... Read More about Fighting Financial Crime in the Global Economic Crisis: Policy, Trends and Sanctions.

Are the current laws and potential enforcement measures effective in achieving the accountability of bank directors for their actions, or the actions of the banks they manage? A comparison of UK and US approaches (2014)
Book Chapter
Hillman, H. (2014). Are the current laws and potential enforcement measures effective in achieving the accountability of bank directors for their actions, or the actions of the banks they manage? A comparison of UK and US approaches. In N. Ryder, U. Turksen, & S. Hassler (Eds.), Fighting Financial Crime in the Global Economic Crisis. Routledge Cavendish

The recent banking crisis has highlighted deficiencies in the regulation of banks and in 2011 this gave rise to a full scale review of the banking sector and how it is regulated. New regulation came in the form of the Financial Services Act which rec... Read More about Are the current laws and potential enforcement measures effective in achieving the accountability of bank directors for their actions, or the actions of the banks they manage? A comparison of UK and US approaches.

'Greed, for lack of a better word, is good. Greed is right. Greed works (Gordon Gekko, Wall Street, 1987)’. A contemporary review of the relationship between the global financial crisis, financial crime and white collar criminals’ (2014)
Presentation / Conference
Ryder, N. (2014, October). 'Greed, for lack of a better word, is good. Greed is right. Greed works (Gordon Gekko, Wall Street, 1987)’. A contemporary review of the relationship between the global financial crisis, financial crime and white collar criminals’. Presented at Inaugural Lecture, UWE, Bristol,

This lecture seeks to highlight the link between the 2008 financial crisis and white collar crime. Specific reference is made to the United States of America and the United Kingdom.

Predatory lending and white collar crime: A critical reflection (2014)
Journal Article
Ryder, N., & Broomfield, K. (2014). Predatory lending and white collar crime: A critical reflection. International Company and Commercial Law Review, 287-293

The objective of this article is to review the relationship between white collar crime, in particular fraud, and predatory lending. The article critically considers whether fraud and predatory lending can be classified as a “related factor” that c... Read More about Predatory lending and white collar crime: A critical reflection.

Cyber crime, security and financial crime - what SMEs need to know and how to protect yourself (2014)
Presentation / Conference
Ryder, N. (2014, July). Cyber crime, security and financial crime - what SMEs need to know and how to protect yourself. Paper presented at Partners in Procurement - Supplying the Public Sector, University of the West of England, Bristol, UK

The aim of this presentation is to provide an overview of the threat posed to small medium enterprises by money laundering, fraud and cyber crime.

The financial crisis and white collar crime: The perfect storm? (2014)
Book
Ryder, N. (2014). The financial crisis and white collar crime: The perfect storm?. Edward Elgar

The aim of this monograph is to provide a detailed commentary and analytical review of the relationship between the 'Global Financial Crisis' and white collar crime. The monograph begins by highlighting the association betwen 'Global Financial Crisi... Read More about The financial crisis and white collar crime: The perfect storm?.

White collar crime – A serious threat or an inconvenience? (2014)
Presentation / Conference
Ryder, N. (2014, April). White collar crime – A serious threat or an inconvenience?

The aim of this paper was to illustrate the threat posed by financial crime to companies. The paper discussed some of the sanctions that can be imposed on both firms and individuals who breach financial crime related provisions in the United Kingdom... Read More about White collar crime – A serious threat or an inconvenience?.

Banks in defence of the homeland: Nexus of ethics and suspicious activity reporting (2014)
Journal Article
Ryder, N., & Turksen, U. (2014). Banks in defence of the homeland: Nexus of ethics and suspicious activity reporting. Contemporary Issues in Law, 12(4),

This article considers the impact of the legislative and policy responses by the United States of America towards terrorist financing. Firstly, the article provides an overview of the mechanisms utilised by terrorist organisations to fund their opera... Read More about Banks in defence of the homeland: Nexus of ethics and suspicious activity reporting.

To confiscate or not to confiscate? A comparative analysis of the confiscation of the proceeds of crime legislation in the United States of America and the United Kingdom (2013)
Journal Article
Ryder, N. (2013). To confiscate or not to confiscate? A comparative analysis of the confiscation of the proceeds of crime legislation in the United States of America and the United Kingdom. Journal of Business Law, 8, 767-798

The origins of the international community’s policy and legislative measures towards confiscating the proceeds of crime can be traced back to the instigation of the ‘War on Drugs’. The scope and remit of these confiscation powers were extended follo... Read More about To confiscate or not to confiscate? A comparative analysis of the confiscation of the proceeds of crime legislation in the United States of America and the United Kingdom.

White collar crime and the global financial crisis; How long will we have to wait for the ‘day of reckoning’? (2013)
Journal Article
Ryder, N. (2013). White collar crime and the global financial crisis; How long will we have to wait for the ‘day of reckoning’?

During the height of the Global Financial Crisis, and whilst leader of the Conservative party, David Cameron boldly proclaimed that the City of London faced a ‘Day of Reckoning’ and that severe penalties would be imposed for those bankers whose reckl... Read More about White collar crime and the global financial crisis; How long will we have to wait for the ‘day of reckoning’?.

The Law Relating to Financial Crime in the United Kingdom (2013)
Book
Harrison, K., & Ryder, N. (2013). The Law Relating to Financial Crime in the United Kingdom. UK: Ashgate

Outlining the different types of financial crime and its impact, this book is a user-friendly, up-to-date guide to the regulatory processes, systems and legislation which exist in the UK. Each chapter has a similar structure and covers individual fin... Read More about The Law Relating to Financial Crime in the United Kingdom.

Commercial law: Principles and policy (2012)
Book
Ryder, N., Griffiths, M., & Singh, L. (2012). Commercial law: Principles and policy. Cambridge University Press

This innovative textbook examines commercial law and the social and political context in which it develops. Topical examples, such as funding for terrorism, demonstrate this fast-moving field's relevance to today's concerns. This wide-ranging subject... Read More about Commercial law: Principles and policy.

The fight against illicit finance: A critical review of the Labour government's policy (2011)
Journal Article
Ryder, N. (2011). The fight against illicit finance: A critical review of the Labour government's policy. Journal of Banking Regulation, 12(3), 252-275. https://doi.org/10.1057/jbr.2011.1

The aim of this article is to identify and critically consider the effectiveness of the Labour government's policy towards financial crime. The article highlights the general threat posed by financial crime, yet concentrates on the government's polic... Read More about The fight against illicit finance: A critical review of the Labour government's policy.

'Tis the season to (be jolly?) wise-up to online fraudsters. Criminals on the Web lurking to scam shoppers this Christmas: A critical analysis of the United Kingdom's legislative provisions and policies to tackle online fraud (2011)
Journal Article
Hache, A. C. B., & Ryder, N. (2011). 'Tis the season to (be jolly?) wise-up to online fraudsters. Criminals on the Web lurking to scam shoppers this Christmas: A critical analysis of the United Kingdom's legislative provisions and policies to tackle online fraud. Information and Communications Technology Law, 20(1), 35-56. https://doi.org/10.1080/13600834.2011.557537

This article critically examines the UK's legislative measures to tackle online fraud in light of the recommendations of the Fraud Review and the enactment of the UK Fraud Act (2006). In particular, the article highlights the threat posed by internet... Read More about 'Tis the season to (be jolly?) wise-up to online fraudsters. Criminals on the Web lurking to scam shoppers this Christmas: A critical analysis of the United Kingdom's legislative provisions and policies to tackle online fraud.

Convenient credit and consumer protection - a critical review of the responses of labour and coalition governments (2011)
Journal Article
Thomas, R., & Ryder, N. (2011). Convenient credit and consumer protection - a critical review of the responses of labour and coalition governments. Journal of Social Welfare and Family Law, 33(1), 85-95. https://doi.org/10.1080/09649069.2011.571474

This article highlights how the overreliance on access to 'convenient credit' in the United Kingdom has illustrated the inherent low levels of consumer protection afforded to consumers by the Consumer Credit Act. Furthermore, this has also been fuell... Read More about Convenient credit and consumer protection - a critical review of the responses of labour and coalition governments.

The economic crime agency (2011)
Journal Article
Ryder, N., & Palmer, A. (2011). The economic crime agency. Financial Regulation International, 14(3), 1-3

The Financial Services Act 2010: how will the FSA rise to meet its new challenges? (2010)
Journal Article
Chambers, C., & Ryder, N. (2010). The Financial Services Act 2010: how will the FSA rise to meet its new challenges?. Financial Regulation International, 13(3),

The United Kingdom’s (UK) financial services industry and regulators were rocked by the recent global financial crisis. The Financial Services Act 2010 (the Act) provides the Financial Services Authority (FSA) with more powers and statutory duties in... Read More about The Financial Services Act 2010: how will the FSA rise to meet its new challenges?.

The credit crunch and mortgage fraud- too little too late? A comparative analysis of the policies adopted in the United States of America and the United Kingdom (2010)
Book Chapter
Chambers, C., & Ryder, N. (2010). The credit crunch and mortgage fraud- too little too late? A comparative analysis of the policies adopted in the United States of America and the United Kingdom. In I. Balogh, & S. Kis (Eds.), Housing, housing costs and mortgages: Tends, impact and prediction. Nova Science Publishers

World council of credit unions (2010)
Book Chapter
Ryder, N. (2010). World council of credit unions. In C. Tietje, & A. Brouder (Eds.), Handbook of Transnational Economic Governance Regimes (479-488). Brill

The shaping of credit union development: a critical anaysis of the role of legislative frameworks, politics and the economy on credit union growth in the United States of America, the Republic of Ireland and Great Britain (2010)
Book
Ryder, N. (2010). The shaping of credit union development: a critical anaysis of the role of legislative frameworks, politics and the economy on credit union growth in the United States of America, the Republic of Ireland and Great Britain. Lambert Academic Publishing

The credit crunch - Are credit unions able to ride out the storm? (2009)
Journal Article
Ryder, N., & Chambers, C. (2009). The credit crunch - Are credit unions able to ride out the storm?. Journal of Banking Regulation, 11(1), 76-86. https://doi.org/10.1057/jbr.2009.14

Credit unions are financial co-operatives that conduct their business for their members. The principal purpose of a credit union is to receive deposits from and make loans to members. They do not serve the general public. Membership is restricted by... Read More about The credit crunch - Are credit unions able to ride out the storm?.

Islamophobia or an important weapon An analysis of the US financial war on terrorism (2009)
Journal Article
Ryder, N., & Turksen, U. (2009). Islamophobia or an important weapon An analysis of the US financial war on terrorism. Journal of Banking Regulation, 10(4), 307-320. https://doi.org/10.1057/jbr.2009.10

This article considers the impact of the terrorist attacks of September 11, 2001 (9/11) on the legislative and policy response by the United States towards terrorist financing. This article is divided into three parts. Part 1 considers the alleged as... Read More about Islamophobia or an important weapon An analysis of the US financial war on terrorism.

The credit crunch – the right time for credit unions to strike? (2009)
Journal Article
Ryder, N. (2009). The credit crunch – the right time for credit unions to strike?. Legal Studies, 29(1), 75-98. https://doi.org/10.1111/j.1748-121X.2008.00113.x

The origins of the cooperative movement can be traced to the Rochdale Society of Equitable Pioneers in 1844, from which similar institutions emerged in Central Europe, the North American continent and the rest of the world. Modern credit unions evolv... Read More about The credit crunch – the right time for credit unions to strike?.

The Credit Crunch- Are credit unions able to ride out the storm ? (2009)
Journal Article
Ryder, N., & Chambers, C. (2009). The Credit Crunch- Are credit unions able to ride out the storm ?. Journal of Banking Regulation, 11(1), 76-86. https://doi.org/10.1057/jbr.2009.14

Credit unions are financial co-operatives that conduct their business for their members. The principal purpose of a credit union is to receive deposits from and make loans to members. They do not serve the general public. Membership is restricted by... Read More about The Credit Crunch- Are credit unions able to ride out the storm ?.

The funding of credit unions - Where has all the money gone? (2008)
Journal Article
Chambers, C., & Ryder, N. (2008). The funding of credit unions - Where has all the money gone?. Journal of Social Welfare and Family Law, 30(3), 243-252. https://doi.org/10.1080/09649060802550717

The aim of this article is to critically assess the impact of government funding upon the growth of credit unions in the United Kingdom (UK) in light of the unprecedented level of financial support provided by the Labour government since 1997. The ar... Read More about The funding of credit unions - Where has all the money gone?.

Credit Union legislative frameworks in the United States of America and the United Kingdom - A flexible friend or a step towards the dark side? (2008)
Journal Article
Ryder, N. (2008). Credit Union legislative frameworks in the United States of America and the United Kingdom - A flexible friend or a step towards the dark side?. Journal of Consumer Policy, 31(2), 147-166. https://doi.org/10.1007/s10603-007-9053-2

This article questions the findings of several studies which have concluded that the Credit Unions Act 1979 was a factor limiting the growth of credit unions in the United Kingdom (UK). The author's conclusions are based upon an analysis of the amend... Read More about Credit Union legislative frameworks in the United States of America and the United Kingdom - A flexible friend or a step towards the dark side?.

An unhappy coupling (2008)
Journal Article
Ryder, N. (2008). An unhappy coupling. New Law Journal, 158(7319), 609

Hidden money (2008)
Journal Article
Ryder, N. (2008). Hidden money. New Law Journal, 158(7348), 36-37

Bursting the mortgage bubble (2008)
Journal Article
Ryder, N., & Chambers-Jones, C. (2008). Bursting the mortgage bubble. New Law Journal, 158(7326), 882-883

Danger money (2007)
Journal Article
Ryder, N. (2007). Danger money. New Law Journal, 157(7300), 6-8

Time to act (2007)
Journal Article
Ryder, N. (2007). Time to act. New Law Journal, 157(7285), 1138

Getting tough on fraud (2007)
Journal Article
Ryder, N., & Harrison, K. (2007). Getting tough on fraud. New Law Journal, 157(7299), 1684

The Labour government and access to affordable credit – more spin than action? (2005)
Journal Article
Ryder, N. (2005). The Labour government and access to affordable credit – more spin than action?. Journal of Social Welfare and Family Law, 27(3-4), 393-403

This paper seeks to analyse the Government’s policy towards the availability of affordable credit in the United Kingdom (UK). The authors discuss the changing nature of the consumer credit market and illustrate how this has partly contributed to an... Read More about The Labour government and access to affordable credit – more spin than action?.

The Financial Services Authority and credit unions - A new era in regulation? (2003)
Journal Article
Ryder, N. (2003). The Financial Services Authority and credit unions - A new era in regulation?. Journal of Financial Regulation and Compliance, 11(3), 241-249. https://doi.org/10.1108/13581980310810552

This paper examines the regulatory regime of the Financial Services Authority towards the credit union movement in Great Britain as contained in the Credit Union Sourcebook. The author discusses the merits of a strong regulatory regime towards credit... Read More about The Financial Services Authority and credit unions - A new era in regulation?.

Credit unions and financial exclusion – the odd couple? (2002)
Journal Article
Ryder, N. (2002). Credit unions and financial exclusion – the odd couple?. Journal of Social Welfare and Family Law, 24(4), 423-434. https://doi.org/10.1080/0964906021000057173

Credit unions have failed to develop in the United Kingdom in comparison with other jurisdictions. This is due, in part, to a restrictive legal framework and to policies adopted by local authorities and the UK government towards their development. Ho... Read More about Credit unions and financial exclusion – the odd couple?.

The financial services authority and credit unions: The final piece of the jigsaw? (2002)
Journal Article
Ryder, N. (2002). The financial services authority and credit unions: The final piece of the jigsaw?

The aim of this paper is to assess the impact of the Financial Sevices Authority upon the development of credit unions in Great Britain. The paper provides an overview of of the growth of credit unions on briefly assesses the impact of the Credit Un... Read More about The financial services authority and credit unions: The final piece of the jigsaw?.

Two plus two equals financial education—the financial services authority and consumer education (2001)
Journal Article
Ryder, N. (2001). Two plus two equals financial education—the financial services authority and consumer education. Law Teacher, 35(2), 216-232. https://doi.org/10.1080/03069400.2001.9993080

The aim of the paper is to review the statutory objectives of the FSA under the FSMA 2000. This paper concentrates on the statutory objective of the FSA to promote the public's understanding of the financial services sector.

Fear strikes again (1999)
Journal Article
Ryder, N. (1999). Fear strikes again. Business Law Review, 20(8/9), 206-210

Cyclical De Ja Vue: Emancipation of the FSA and the rise of the Bank of England once more
Journal Article
Chambers, C., & Ryder, N. Cyclical De Ja Vue: Emancipation of the FSA and the rise of the Bank of England once more. Financial Regulation International,

Financial regulation and economic development have one thing in common – they both develop in a cyclical manner and intertwine. This is especially the case following the recent announcement by the coalition government to emancipate the Financial Serv... Read More about Cyclical De Ja Vue: Emancipation of the FSA and the rise of the Bank of England once more.

Counter-terrorist financing, cryptoassets, social media platforms, and suspicious activity reports: A step into the regulatory unknown
Conference Proceeding
Ryder, N. Counter-terrorist financing, cryptoassets, social media platforms, and suspicious activity reports: A step into the regulatory unknown.

This paper is divided into three parts. Firstly, the paper presents evidence how terrorism financiers are able to operate via the Internet and social media platforms. Secondly, it enhances the understanding of the use of Defence against Terrorism Fin... Read More about Counter-terrorist financing, cryptoassets, social media platforms, and suspicious activity reports: A step into the regulatory unknown.

Terrorism financing and fraud: The FATF’s mutual evaluation on the United Kingdom
Conference Proceeding
Ryder, N. (2021). Terrorism financing and fraud: The FATF’s mutual evaluation on the United Kingdom.

This presentation focused on the results of the United Kingdom's Fourth Mutual Report by the Financial Action Task Force. The paper presented evidence that questioned some of the findings of Mutual Evaluation Report.